Tradeline supplier program: earn from your good credit
Our tradeline supplier program pays cardholders with perfect payment history and low utilization to add our clients as authorized users. Your card stays yours, and you earn a fee for every client you add.
✓ Per-account quotes
✓ No card or login shared
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For cardholders
What an authorized user gets
Your history. Never your account.
✓ No card issued to them
✓ No login or account access
✓ No ability to spend
✓ Removed after two reporting cycles
You keep paying on time and keeping balances low, just as you do today.
How it works
How the tradeline supplier program works
Three steps from your first message to your first payment. We handle the clients, the paperwork and the timing.
01
Send your card details
Tell us the bank, the credit limit and the month and year the card was opened. That is all we need to price it.
02
Get a quote for each card
We quote every account individually, and we pay some of the highest supplier rates in the industry.
03
Add clients, then we remove them
Each client stays on your card for two reporting cycles, about two months. After that, we remove them and your account carries on as before.
Who qualifies
What we look for in a supplier card
Perfect payment history
No late payments, ever, on the account you want to supply. Buyers pay for a clean record, so that comes first.
Low utilization
Balances kept well under the limit. The lower the balance compared with the limit, the more the line is worth.
Age and limit help
Older cards and higher limits are in the most demand. Buyers compare lines on our tradeline bank listings.
Apply
Request a quote for your card
Fill in the form and include these details for each card you would like to supply. We reply with a quote for every account.
- Bank name
- Credit limit
- Month and year the card was opened
Curious how authorized user reporting works? Experian explains it here.
Supplier quote request
Fields marked * are required.
Questions
Supplier program FAQs
Does the authorized user get access to my account?
No. They don’t receive a card, a login or any way to spend. They only benefit from your payment history and utilization appearing on their credit report.
How long does a client stay on my card?
Two reporting cycles, which is about two months. After that, we remove them from the account.
What do I need to send to get a quote?
The bank name, the credit limit and the month and year the card was opened, for each card you want to supply.
How much can I earn?
Every account is quoted individually from the details you send. We pay some of the highest supplier rates in the industry, and there is no cost to ask for a quote.
Questions before you supply an account?
Talk to a real person at our Raleigh, North Carolina office.