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Buy Seasoned Authorized User Tradelines
Explore seasoned authorized user tradelines from major banks, including Chase, American Express, Citi and Capital One. Every listing clearly displays the issuing bank, credit limit, account age and expected reporting date before purchase. Orders must be placed at least 5 days before the reporting date (10 days for American Express). Prices typically range from $200 to $2,000, depending on the bank, credit limit and account age.
5% off
Buy 2
Save when you buy two tradelines.
10% off
Buy 3 or more
Save more on three or more.
5 days
Fast posting
Most lines post within 5 days of the reporting date shown on the listing.
≤10%
Utilization
Guaranteed at 10% or lower on every line.
≥2
Bureaus guaranteed
At least 2 of the 3 are guaranteed, and all lines can post to all 3.
!
Order at least 5 days before the reporting date (10 days for American Express). Miss it and the line reports the following month, about 30 days later. You stay on the card for two reporting cycles, about 60 days. Need longer? Extend one cycle at a time for half the original price, with no limit on extensions.
| Bank | Credit Limit | Date Opened | Reporting Date | Price | Add to cart | Stock |
|---|---|---|---|---|---|---|
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$17,000
|
$1,990.00
|
2 in stock |
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$20,000
|
$999.00
|
2 in stock |
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 |
$25,000
|
$999.00
|
1 in stock |
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$31,700
|
$949.00
|
2 in stock |
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$23,250
|
$949.00
|
2 in stock |
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 |
$8,000
|
$893.00
|
1 in stock |
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|
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$23,000
|
$890.00
|
2 in stock |
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|
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$12,800
|
$880.00
|
1 in stock |
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|
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$38,000
|
$875.00
|
2 in stock |
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|
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$22,500
|
$850.00
|
1 in stock |
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 |
$44,000
|
$849.00
|
3 in stock |
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|
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$15,000
|
$830.00
|
5 in stock |
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|
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$13,700
|
$799.00
|
2 in stock |
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|
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$10,000
|
$750.00
|
4 in stock |
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|
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$44,100
|
$735.00
|
4 in stock |
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|
|
$7,350
|
$725.00
|
1 in stock |
|||
|
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$10,000
|
$725.00
|
2 in stock |
|||
|
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$10,500
|
$725.00
|
2 in stock |
|||
|
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$15,000
|
$725.00
|
1 in stock |
|||
 |
$11,000
|
$699.00
|
2 in stock |
|||
|
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$24,000
|
$675.00
|
2 in stock |
|||
|
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$5,000
|
$660.00
|
1 in stock |
|||
|
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$15,000
|
$660.00
|
1 in stock |
|||
|
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$15,500
|
$648.00
|
1 in stock |
|||
|
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$37,200
|
$645.00
|
1 in stock |
|||
|
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$9,000
|
$645.00
|
2 in stock |
|||
|
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$10,200
|
$630.00
|
1 in stock |
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|
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$8,000
|
$630.00
|
2 in stock |
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|
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$13,500
|
$615.00
|
1 in stock |
|||
|
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$5,750
|
$615.00
|
2 in stock |
|||
|
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$15,100
|
$610.00
|
2 in stock |
|||
|
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$12,200
|
$590.00
|
1 in stock |
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 |
$17,000
|
$575.00
|
2 in stock |
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|
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$11,500
|
$575.00
|
5 in stock |
|||
|
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$15,800
|
$575.00
|
2 in stock |
|||
|
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$5,000
|
$550.00
|
2 in stock |
|||
|
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$17,700
|
$545.00
|
1 in stock |
|||
 |
$8,000
|
$530.00
|
2 in stock |
|||
|
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$5,300
|
$520.00
|
1 in stock |
|||
|
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$8,000
|
$515.00
|
2 in stock |
|||
|
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$10,500
|
$515.00
|
5 in stock |
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|
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$12,000
|
$500.00
|
2 in stock |
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|
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$30,000
|
$499.00
|
1 in stock |
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|
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$35,000
|
$499.00
|
5 in stock |
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|
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$10,000
|
$499.00
|
2 in stock |
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 |
$50,000
|
$495.00
|
1 in stock |
|||
|
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$6,450
|
$480.00
|
2 in stock |
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|
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$41,000
|
$475.00
|
2 in stock |
|||
|
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$7,600
|
$460.00
|
2 in stock |
|||
|
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$20,000
|
$455.00
|
2 in stock |
|||
|
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$1,200
|
$455.00
|
2 in stock |
|||
|
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$1,600
|
$450.00
|
4 in stock |
|||
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$5,800
|
$450.00
|
2 in stock |
|||
|
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$5,000
|
$450.00
|
1 in stock |
|||
|
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$25,000
|
$450.00
|
1 in stock |
|||
|
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$13,800
|
$450.00
|
2 in stock |
|||
|
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$6,000
|
$450.00
|
1 in stock |
|||
|
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$15,300
|
$445.00
|
2 in stock |
|||
|
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$4,500
|
$440.00
|
2 in stock |
|||
|
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$10,000
|
$440.00
|
2 in stock |
|||
|
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$8,200
|
$440.00
|
2 in stock |
|||
|
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$14,000
|
$440.00
|
1 in stock |
|||
|
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$1,000
|
$435.00
|
2 in stock |
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|
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$28,000
|
$425.00
|
1 in stock |
|||
|
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$6,450
|
$425.00
|
3 in stock |
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$20,000
|
$415.00
|
1 in stock |
|||
|
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$4,000
|
$415.00
|
1 in stock |
|||
|
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$1,000
|
$410.00
|
5 in stock |
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$5,200
|
$399.00
|
2 in stock |
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|
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$9,000
|
$399.00
|
1 in stock |
|||
|
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$19,000
|
$399.00
|
2 in stock |
|||
|
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$5,000
|
$385.00
|
2 in stock |
|||
|
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$10,500
|
$385.00
|
1 in stock |
|||
|
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$15,000
|
$385.00
|
1 in stock |
|||
|
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$11,500
|
$385.00
|
2 in stock |
|||
|
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$11,000
|
$380.00
|
2 in stock |
|||
|
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$3,500
|
$380.00
|
1 in stock |
|||
|
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$11,000
|
$380.00
|
4 in stock |
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|
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$1,350
|
$375.00
|
4 in stock |
|||
|
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$17,750
|
$375.00
|
2 in stock |
|||
|
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$15,000
|
$375.00
|
2 in stock |
|||
|
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$30,000
|
$375.00
|
1 in stock |
|||
|
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$1,500
|
$375.00
|
2 in stock |
|||
|
|
$10,000
|
$370.00
|
3 in stock |
|||
|
|
$13,300
|
$370.00
|
1 in stock |
|||
|
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$10,000
|
$365.00
|
2 in stock |
|||
|
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$13,000
|
$365.00
|
1 in stock |
|||
|
|
$700
|
$365.00
|
1 in stock |
|||
|
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$10,000
|
$365.00
|
1 in stock |
|||
|
|
$10,000
|
$360.00
|
1 in stock |
|||
|
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$13,700
|
$360.00
|
1 in stock |
|||
|
|
$1,000
|
$350.00
|
1 in stock |
|||
|
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$14,000
|
$349.00
|
2 in stock |
|||
|
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$13,000
|
$349.00
|
1 in stock |
|||
|
|
$13,800
|
$345.00
|
2 in stock |
|||
|
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$30,000
|
$345.00
|
1 in stock |
|||
|
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$11,600
|
$340.00
|
1 in stock |
|||
|
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$33,500
|
$340.00
|
1 in stock |
|||
|
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$30,000
|
$330.00
|
2 in stock |
|||
|
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$9,200
|
$330.00
|
1 in stock |
|||
|
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$25,000
|
$325.00
|
1 in stock |
|||
|
|
$6,500
|
$320.00
|
1 in stock |
|||
|
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$21,000
|
$315.00
|
2 in stock |
|||
|
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$7,000
|
$315.00
|
2 in stock |
|||
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$7,000
|
$310.00
|
1 in stock |
|||
|
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$20,000
|
$310.00
|
1 in stock |
|||
|
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$25,000
|
$310.00
|
1 in stock |
|||
 |
$20,000
|
$305.00
|
1 in stock |
|||
|
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$5,000
|
$305.00
|
2 in stock |
|||
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$13,000
|
$300.00
|
1 in stock |
|||
|
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$6,000
|
$300.00
|
3 in stock |
|||
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$13,000
|
$299.00
|
2 in stock |
|||
|
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$18,000
|
$295.00
|
2 in stock |
|||
|
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$10,000
|
$295.00
|
2 in stock |
|||
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$15,000
|
$295.00
|
2 in stock |
|||
|
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$4,800
|
$295.00
|
6 in stock |
|||
|
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$12,000
|
$285.00
|
2 in stock |
|||
|
|
$12,000
|
$285.00
|
1 in stock |
|||
|
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$20,000
|
$285.00
|
2 in stock |
|||
 |
$7,500
|
$280.00
|
1 in stock |
|||
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$11,600
|
$280.00
|
1 in stock |
|||
|
|
$10,000
|
$240.00
|
1 in stock |
|||
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|
$2,000
|
$239.00
|
4 in stock |
In writing
What we put in writing
- It posts next reporting period. Buy at least 5 days before the reporting date, and the line posts in the next reporting period listed for it.
- Two full reporting cycles. You stay on the card as an authorized user for 2 monthly reporting cycles, normally at least 60 days.
- At least 2 of 3 bureaus. Every line posts to at least two of Equifax, Experian and TransUnion.
- Perfect payment history. No late payment has ever been reported on the account.
- Utilization of 10% or lower. Always, on every line.
These guarantees are backed by a full refund, and every line also carries our best price guarantee and a surety bond. We guarantee that your tradeline will post. We don’t guarantee a score, because no honest company can. Read the full guarantee
How to choose
How to pick the right tradeline
Only add a line that is older and has a higher limit than what you already have. Buy up, not sideways: a line that is younger or smaller than your current accounts adds little. If you’re not sure, read when to buy two or more or call us.
01
Account age
The date opened is the history you inherit. A line older than your oldest account raises both your oldest and your average account age.
02
Credit limit
A high limit with a low balance adds available credit, which can lower your overall utilization.
03
Reporting date
The reporting date is when the bank sends its monthly update to the bureaus. Order at least 5 days before it, or 10 days for American Express. Miss that by a single day and the line waits for the next cycle, about 30 days later. How long tradelines take to report
Customer reviews
What our customers say
Before you buy
Important information
Timing and term
- Purchase timing: buy at least 5 days before the reporting date. American Express needs 10 days.
- Posting time: most lines post within a few days of the reporting date, but some take 10 to 15 days depending on the cycle.
- Initial term: you stay an active user on the card for 60 days.
- Month to month: after 60 days, you can continue month to month at half price where available.
The accounts
- Utilization: every line is guaranteed at 10% or lower.
- Payment history: every line has a perfect payment history, with no late payment ever reported.
- Results: the effect depends on your existing credit history and profile.
- Existing issues: active collections and ongoing late payments can limit how much a tradeline helps.
Your order
- ID verification: email a picture of your ID to Info@EzeCreditServices.com after you buy.
- Matching details: for the fastest processing, the name and address at checkout should match your credit report.
- CPNs: we do not work with CPNs.
- Service area: we do not sell to customers based in Georgia.
Buy tradelines for your credit report
Explore our selection of authorized user tradelines for sale at Eze Credit Services. A tradeline is an account reported on a credit report, and it can include the account’s age, credit limit, balance and payment history.
People buy authorized user tradelines for different reasons, including building credit history, improving their overall credit profile or preparing for an upcoming application. However, the effect of a tradeline depends on your existing credit history and everything else reported to the credit bureaus.
Tradelines are not a guaranteed way to raise a credit score. Results vary by person, credit bureau, card issuer and other factors, so on-time payments, manageable balances and avoiding new negative marks still matter for long-term credit health.
What are tradelines for sale and how do they work?
A tradeline is the record of a credit account on your credit report. It can show the account’s opening date, credit limit, balance and payment history.
When you are added to an existing credit card as an authorized user, the account may be reported to your credit file. Being added as an authorized user generally does not make you responsible for the primary cardholder’s debt. Once the account is reported, scoring models can use it, although the exact effect depends on your profile and the model used.
How tradelines for sale work in credit building
First, you choose an available tradeline based on its age, credit limit and payment history. Then the cardholder adds you as an authorized user, and the card issuer follows its normal reporting schedule, which is often around the statement closing date.
After the issuer reports, the account can appear on your credit report. Timing varies by issuer and reporting cycle. See how long tradelines take to report, or check your reports for free at AnnualCreditReport.com.
Benefits of tradelines for sale
An established authorized user account can add account history to your credit report. Depending on your profile, its age, available credit and payment history may all influence how your credit looks to lenders. In addition, a line with a high limit and a low reported balance may lower your overall utilization.
Even so, tradelines are not a replacement for responsible credit management. On-time payments, manageable balances and accounts in your own name remain the foundation of long-term credit building.
Questions
Buying tradelines: frequently asked questions
Are tradelines for sale safe to use?
Authorized user tradelines are a legitimate credit reporting practice. When you buy through a reputable company, the process follows established credit industry standards, and loan officers, banks, funding companies and finance managers use them to help clients qualify. Are tradelines legal?
How fast do tradelines post to a credit report?
Your tradeline posts after the bank’s reporting date shown on the listing, once the bureaus update. Most lines post within about 5 days of that date, and some take up to 15 days depending on the cycle. The reporting date is what counts, not the day you buy, so order at least 5 days before it (10 days for American Express).
How long do tradelines stay on a credit report?
You’re added for two reporting cycles, about 60 days. Before the term ends, we contact you about extending one cycle at a time for half the original price. There is no limit on extensions.
How many points will my score go up?
We don’t answer that, on purpose. Scoring models are private, and anyone who gives you a number is guessing. A tradeline can influence account age, payment history and utilization, but the result depends on your existing credit. What we guarantee, in writing, is that your tradeline will post.
Which tradeline should I buy, and do I need more than one?
Choose the line with the oldest age and highest limit compared with your current accounts. Buying two or more can help when you need more than one account’s worth of history, and it earns a discount: 5% off two lines, 10% off three or more. If you’d like a second opinion, call us.
How much do tradelines cost, and why are some cheap?
Most lines cost about $450, and prices run from about $200 to $2,000. Price follows the bank, the credit limit and the age of the account. A lower price isn’t a warning sign by itself. What matters is whether the line is older and has a higher limit than what you already have.
Do you sell primary tradelines or CPN tradelines?
No. We sell authorized user tradelines only, and we don’t work with CPNs. A primary tradeline can’t legally be transferred to you. Read why you should avoid primary tradelines.
Not sure which line fits your file?
Matt, Kathleen and the team in our Raleigh office answer the phone, Monday to Friday, 10am to 6pm Eastern. Call before you buy, and we’ll tell you if a line won’t help.