Chase tradelines · live inventory
Buy Chase authorized user tradelines
Seasoned Chase tradelines with perfect payment history, high limits, and tri-bureau reporting: buy 2 and save 5%, buy 3 or more and save 10%. Every line shows its limit, account age, reporting date and price before you pay.
Best for: High limits and long account age
- 5% offBuy 2 tradelines
- 10% offBuy 3 or more
- 5 daysOrder before the reporting date
- ≤10%Utilization on every line
Live inventory
Chase tradelines for sale
Limits, ages, reporting dates and prices are shown for every line. Order at least 5 days before the reporting date.
| Bank | Credit Limit | Date Opened | Reporting Date | Price | Add to cart | Stock |
|---|---|---|---|---|---|---|
 |
$30,000
|
$1,295.00
|
2 in stock |
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|
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$55,000
|
$1,125.00
|
1 in stock |
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|
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$31,700
|
$949.00
|
2 in stock |
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|
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$23,250
|
$949.00
|
2 in stock |
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|
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$13,000
|
$725.00
|
2 in stock |
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|
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$15,000
|
$725.00
|
1 in stock |
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$24,000
|
$675.00
|
2 in stock |
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$24,000
|
$649.00
|
2 in stock |
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|
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$5,750
|
$615.00
|
2 in stock |
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$12,200
|
$590.00
|
1 in stock |
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$17,700
|
$545.00
|
1 in stock |
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$8,200
|
$535.00
|
2 in stock |
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$10,000
|
$499.00
|
2 in stock |
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$1,200
|
$455.00
|
2 in stock |
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$20,200
|
$450.00
|
1 in stock |
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$6,000
|
$450.00
|
1 in stock |
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|
|
$1,000
|
$435.00
|
2 in stock |
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|
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$20,000
|
$415.00
|
2 in stock |
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|
|
$5,000
|
$380.00
|
1 in stock |
|||
|
|
$15,000
|
$375.00
|
2 in stock |
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|
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$13,300
|
$370.00
|
1 in stock |
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|
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$10,000
|
$370.00
|
3 in stock |
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|
|
$700
|
$365.00
|
1 in stock |
|||
|
|
$10,000
|
$365.00
|
2 in stock |
|||
|
|
$13,000
|
$365.00
|
2 in stock |
|||
|
|
$1,000
|
$350.00
|
1 in stock |
|||
|
|
$7,200
|
$325.00
|
2 in stock |
Stock and prices are confirmed again at checkout. If no Chase lines are listed above, none are in stock right now: call (919) 200-0484, compare issuers on our tradeline banks page, or see all live inventory.
Why Chase
Why buy Chase tradelines?
Tri-bureau reporting
Chase reports to Equifax, Experian, and TransUnion.
High credit limits
Our Chase inventory includes accounts with limits up to $25,000+, which can significantly lower your overall credit utilization ratio.
Long account histories
Many Chase tradelines in our inventory date back 5 to 25+ years, adding substantial account age to your profile.
Fast reporting
Chase typically reports within 5 to 10 days of the reporting date.
Widely recognized issuer
Chase is one of the largest credit card issuers in the U.S., familiar to mortgage, auto, and business lenders.
Choosing a line
How to choose a Chase tradeline
Choosing the right line
When selecting a Chase tradeline, prioritize two factors: credit limit and account age. A higher credit limit has the greatest impact on your overall utilization ratio, especially if your current balances are high relative to your available credit. A longer account age helps raise your average age of accounts, which carries more weight the thinner your existing credit file is. If your goal is a mortgage or large loan, focus on the oldest accounts with the highest limits available in the table above. If budget is the constraint, a shorter account age with a high limit still delivers meaningful utilization improvement. Check the reporting date on each listing and make sure you purchase at least 5 days before it to ensure the tradeline posts in the current cycle.
Chase vs. other issuers
Chase is best for buyers with an established credit score who want high limits and long account histories from one of the most recognized banks in the country. If you need the tradeline to report for a thin file or no existing score, Chase is not the right choice, since it generally does not report authorized users without a score on file. For that use case, Citi, Discover, Capital One, and US Bank are better starting points. If your primary goal is prestige or lender recognition, Chase and Bank of America are the strongest options in our inventory. If you want the longest possible account age, compare Chase to our Barclays and Wells Fargo listings, where older accounts may be available at similar price points.
Is it right for you?
Who Chase tradelines are right for
Chase tradelines are best suited for borrowers who already have an established credit score. If you have no existing credit score, consider Citi, Discover, Capital One, or US Bank tradelines first.
A good fit if you…
- You have an existing credit score and want to lower your utilization by adding a high-limit account
- You want to lengthen your average age of accounts with a long-standing Chase card
- You are preparing for a mortgage, auto loan, or business credit application
- You want to diversify your credit mix with an account from one of the largest U.S. banks
Not a fit if you…
- Have recent late payments, collections or charge-offs. These usually outweigh a new authorized user line.
- Already hold older, higher-limit accounts. A line that isn’t older and larger than what you have adds little.
- Want a promise about your score. Scoring models are private, and we never guess how many points you will gain.
Not sure? Call (919) 200-0484 and we will tell you before you pay.
The process
How Chase authorized user tradelines work
01
Choose a line
Filter by limit, age and reporting date. Order at least 5 days before the reporting date.
02
Sign and check out
Sign the lease agreement, check out, then reply to the confirmation email with a copy of your ID.
03
The tradeline posts
The bank reports the account to the bureaus. Most lines post within about 5 days of the reporting date; some take up to 15.
Purchase at least 5 days before the reporting date shown on each listing to ensure the tradeline posts in the current cycle. You remain as an authorized user for 60 days, two full reporting cycles. After 60 days you can continue month-to-month at half price. Remove any active fraud alerts from your credit file before purchase, as they can prevent posting.
All tradelines in our inventory carry a 100% perfect payment history and less than 10% credit utilization. Every order is guaranteed to post to at least 2 bureaus, or we issue a full refund. You will not receive a physical card or have any access to the credit line. You are added as an authorized user for reporting purposes only.
Not sure which tradeline is right for you? Browse our full tradeline inventory to compare all available options by credit limit, account age, reporting date, and price.
Questions
Chase tradelines: frequently asked questions
What credit limit should I choose for a Chase tradeline?
Choose the highest credit limit your budget allows. The primary benefit of a high-limit tradeline is reducing your overall utilization ratio. For example, adding a $15,000 Chase account to a profile with $5,000 in existing available credit and $2,000 in balances drops your utilization from 40% to 10%. The account age matters too, but limit has the most immediate impact on utilization.
Will a Chase tradeline work if I have no credit score?
Chase generally does not report authorized user accounts for individuals with no established credit score. If you are starting from scratch, a Citi, Discover, Capital One, or US Bank tradeline is a better starting point.
How long does it take for a Chase tradeline to post?
Typically 5 to 10 days after the reporting date. Allow up to 15 days for all three bureaus. Timing is not guaranteed and depends on Chase’s reporting cycle.
Does Chase report to all three credit bureaus?
Yes, Chase accounts reliably report to all three major credit bureaus. This tri-bureau reporting makes Chase tradelines particularly valuable for comprehensive credit profile improvement.
Is buying an authorized user tradeline legal?
Yes. Authorized user tradelines are a legal credit reporting practice in the United States, and we never sell primary tradelines or CPNs. Read are tradelines legal? for the details.
Can you guarantee my credit score will increase?
No, and you should be cautious of any company that makes that claim. How a tradeline affects your credit report depends on your full credit profile: existing accounts, payment history, derogatory marks, utilization, and more. Tradelines are one potential tool among many, not a guaranteed outcome. What we do guarantee, in writing, is that your tradeline will post. See our guarantees.
Compare issuers
Not sure which Chase line fits your file?
Matt, Kathleen and the team in our Raleigh office answer the phone, Monday to Friday, 10am to 6pm Eastern. Call before you buy, and we will tell you if a line will not help.